Sometimes I like to discuss the role money has played in a client's life. When they were growing up how did they view it, experience it? How did their parents manage it? Was there secrecy around it? A sense of never having enough? Did your parents ever have problems related to money?
The reason these types of discussions are valuable is because the answers are filled with reasons as to why you may be challenged with managing money or paying bills or never feeling like you have enough or feeling like you're entitled to spend as much as you want.
Relating back to your business or self-employment, if you are not sure of yourself and feel like managing money is overwhelming, it will be a challenge to take charge of both your business finances and personal finances. Some spending habits may begin to creep in as you make money in your business but don't really know where all the money is going.
Business and money go together and learning how to do simple things that help you account for your income and manage your spending will lead you to feeling better about the process and increase your confidence in the fact that you can manage your money.